First, the differences between customers of Minsheng Bank
Minsheng Bank adopts a brand-new VIP customer system, happy customers, worry-free customers and excellent customers. On the fifth day of each natural month, the customer grade will be adjusted according to the actual financial assets of the customer's bank in the previous natural month. The customer grade is determined according to the average monthly financial assets of the customer in the bank, among which, happy customers refer to customers whose average monthly financial assets in the bank (based on the natural month) reach more than 50,000 (inclusive); Minsheng Bank adjusts VIP customer service system and service: 1. VIP customer standard adjustment rules cancel the existing VIP customer standards for silver cards, gold cards and diamonds, and adopt a brand-new VIP customer system with happy customers, worry-free customers and excellent customers.
Second, bank loans.
Bank loan refers to the economic behavior that banks issue loans to people in need at a certain interest rate according to national policies and return the money within the agreed time limit. Before applying, it is generally necessary to provide guarantee, house mortgage, or income certificate and good personal credit information. Moreover, in different countries, different development periods of a country, according to different standards, loan types are also different. For example, American industrial and commercial loans mainly include ordinary loan limit, working capital loan, standby loan commitment and project loan, while British industrial and commercial loans mostly take the form of bill discount, credit account and overdraft account.
To sum up, each bank has different customer levels, so it is treated differently. But this is not much different from ordinary users. You just need to take care of your own funds and choose the right financial plan.