The WeChat transfer limit is divided into two situations depending on whether a bank is added:

1. No bank card is added: you can use change funds to transfer, and the limit is 200 yuan per day for a single transaction. The limit is 1,000 yuan, and the monthly limit is 2,000 yuan. The payee's single transaction amount is 3,000 yuan per day, with no monthly limit.

2. Bank card has been added: You can use change or bank card funds to transfer. The limit is: a single daily limit of 50,000 yuan, and no monthly limit. There is no limit to the payee. Extended information

WeChat payment is integrated into the payment function of the WeChat client. Users can complete the payment process via mobile phone. WeChat Pay is a fast payment based on bank card binding, providing users with safe, fast and efficient payment services.

Supports payment scenarios: WeChat public platform payment, APP (third-party application mall) payment, QR code scanning payment, card payment. The user displays the barcode and the merchant scans it to complete the payment.

Relevant WeChat users only need a bank card and complete identity authentication. They can equip their smartphones with the WeChat application to a universal wallet, and can purchase goods and services from cooperative merchants. When users pay, they only need Enter the password on your smartphone, complete the payment without any charges, the whole process is simple.

WeChat Pay supports credit cards issued by the following banks: Shenzhen Development Bank, Bank of Ningbo. In addition, WeChat Pay also supports debit cards and credit cards from the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank of China, China Guangfa Bank, Ping An Bank, Industrial Bank, and Minsheng Bank.

Starting from October 17, 2015, WeChat Pay will gradually resume testing transfer rules. Everyone can transfer money and collect money face-to-face every month. There is no handling fee of 20,000 yuan. The bank handling fee is charged at the standard of 0.1. In order to optimize the allocation of service resources, WeChat prefers to provide resources to a wider range of small transfer and red envelope users. Small remittances and red envelopes are still free and will not be affected.

Since March 1, 2016, WeChat Pay will stop charging fees for the transfer function. From the same day, handling fees will be charged for the withdrawal function. The specific charging plan is that each user (based on ID card) enjoys a lifetime free withdrawal limit of 1,000 yuan. The excess amount will be charged according to bank rates. The current rates are 0.1, with a minimum charge of 0.1 yuan for each transaction. WeChat red envelopes, face-to-face collection and payment, AA collection and other functions will not be affected, and handling fees will be waived.

Reference materials: Baidu Encyclopedia—WeChat Payment, Baidu Encyclopedia—Transfer