CCB cash installment is a credit card service provided by CITIC Bank. This service allows customers to convert their credit card limit into cash, which can be repaid in installments. The installment period is different, which can be determined according to the customer's demand and credit card limit. In general, the cash installment period of CCB is 1 to 3 years.

Compared with other lending methods, CCB cash installment has some advantages. First of all, because this method is carried out through the credit card lending mechanism, there is no need for any secured loans, which reduces the pressure on customers. Secondly, this method usually has a lower interest rate, because credit card companies are usually willing to offer customers a lower interest rate than loan companies.

Matters needing attention in cash installment of CCB

Although CCB cash installment provides some advantages, there are still some precautions to be paid attention to when using this method. First of all, customers must consider their credit card limit and cash installment needs. You must also consider the interest and cost of borrowing. Secondly, the installment period must be reasonable, because if the installment period is too long, customers will have to pay higher interest and fees. Finally, customers must ensure that they have sufficient repayment ability and repay on time within the specified installment period to avoid possible fines and credit records being affected.