Now you need a temporary residence permit to open a bank card, because the cardholder is a foreign identity card, so you need to provide a temporary residence permit as a supplementary proof; Some banks accept unit certificates as supporting documents. Bank card opening process: bring your ID card and a small amount of cash to the bank's business outlets; Fill in the form with the assistance of the staff in the bank lobby; Take the number and queue up, and copy the ID card with the assistance of the staff; Call the counter number, go to the counter and give the completed form and ID card to the bank teller. When you apply for a credit card, you need to sign your name and enter your password. The password is six digits. After setting it up, you should remember it by yourself. This is the future withdrawal password. After all the processing is completed, you will get a bank card. If you apply for online banking at the same time, you will also get a secret card or U shield. After opening the card, take your things and leave.
Mr. Li's new CCB card. (Figure/provided by the parties)
Zhuzhou Daily, April 24th (Reporter Yi Chu Yun) "I am from Loudi. Because I lost my bank card, I wanted to open a bank card in Zhuzhou for convenience, but I was told that I needed to provide Zhuzhou's work certificate. Is this reasonable? " Yesterday, Mr. Li, a citizen, called Zhuzhou News Network and told his experience in handling cards.
Reporter verification
This morning, the reporter followed Mr. Li to visit ICBC Zhuzhou Branch, Agricultural Bank Zhuzhou Branch, China Construction Bank Zhuzhou Branch, Huarong Xiangjiang Bank, Zhuzhou Rural Commercial Bank and other branches. Their staff all said that non-local household registration personnel need to provide proof materials related to local life or work when they apply for bank cards for the first time.
"In the early years, I set up a bank card in CCB, and I didn't need any supporting materials at all. Moreover, my account has been moved to Zhuzhou. I have handled real estate commercial loans and contract tax refund accounts before, and the bank should have relevant records. I just didn't change my ID information. Why is the procedure so cumbersome? " Mr. Li said it was difficult to understand the rules of the bank.
Huarong Xiangjiang Bank, Zhujiang South Road, Tianyuan District.
In this regard, the relevant person in charge of Zhuzhou Branch of China Industrial and Commercial Bank explained that the purpose of providing proof materials such as life and work is to prevent criminals from illegally opening, buying and selling bank accounts and payment accounts, and then committing illegal and criminal activities such as fraud and money laundering. According to 20 16 notice of the people's bank of China on strengthening the management of payment and settlement to prevent new crimes in telecommunication network, in the process of opening an account, all banking institutions and payment institutions can selectively adopt one or more reasonable inspection methods to distinguish the risk degree of customers, so as to ensure that the inspection of customer identity is consistent with the risk degree of customers. If there is sufficient reason to suspect that the customer is related to illegal and criminal activities, he should refuse to open an account.
"But why doesn't CCB need proof materials to open a credit card account?" The staff at the counter of a branch of China Construction Bank Zhuzhou Branch said that Mr. Li's credit card application procedure was simplified because he had handled business records in China Construction Bank before, based on credit evaluation and social security payment records. Citizens still need proof of driver's license, real estate license and ID card to apply for credit card business for the first time.
In addition, the staff also reminded the public not to lend, rent or sell bank card accounts. According to relevant laws and regulations, the above acts may involve administrative punishment and criminal responsibility investigation. If strangers are found buying idle bank cards, identity documents and other suspected illegal and criminal activities at high prices near communities and villages, or receiving short messages about recycling or reselling bank cards, they should promptly remind their relatives and friends not to be credulous and report to the public security organs.