1. The applicant must be at least 18 years old and have legal and valid identification.
2. At the same time, users have stable jobs and can repay on time.
3. You also need a good credit report.
4. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.
Credit card is a simple non-cash transaction credit service bank card. A credit certificate issued by a bank to an individual or unit for purchasing goods and paying consumption expenses according to the user's credit rating and financial situation. Consumers can withdraw cash and spend money at designated banks, consumption places and other places with their card signatures.