When copying a bank card, you can’t just copy one side, you need to copy both sides.

The front of the bank card has the card number and other information, and the back has the signature strip and other information. These information are needed, so when copying the bank card, you must copy the front and back.

If you are copying a credit card, do not copy the back of the credit card, because there is a lot of important information on the back of the credit card, especially the three-digit CVV2 code after the signature line.

Extended information:

Bank card types:

1. Debit card

Debit cards are divided into transfer cards according to different functions. , special cards, stored value cards. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money.

Specialized cards are debit cards used in specific areas and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). They have the functions of transferring funds, depositing and withdrawing cash.

A stored-value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Debit card (debit card) can be used for consumption online or at POS, or transfer and withdrawal through ATM. Overdraft is not allowed, and interest is calculated on the amount in the card based on current deposits. Funds are withdrawn directly from the savings account when spending or withdrawing money.

Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.

2. Credit card

1. Credit card:

Credit card (Credit card), often called a credit card, refers to the card-issuing bank giving the cardholder A credit card that gives a person a certain credit limit. The cardholder can consume within the credit limit first and then repay the credit card.

It has the following features: consume first and repay later, enjoy an interest-free payment period (up to 56 days), and has a minimum repayment amount. Customers can repay in installments if they have overdrafts. Customers need to pay a certain amount of annual fees to the bank they apply for, which differs from bank to bank.

2. Quasi-credit card:

A quasi-credit card is a single-currency, single-account credit card with interest-bearing deposits and consumption settled in RMB. It has transfer settlement, deposit Cash withdrawal, credit consumption, online banking transactions and other functions.

When the account balance is insufficient for payment by swiping the card for consumption or cash withdrawal, the cardholder can overdraft consumption or cash withdrawal within the specified limited credit limit, and a certain amount of interest will be charged. There is no interest-free repayment period.

Quasi credit card is a type of credit card with Chinese characteristics. There is no such type of credit card abroad. In the late 1980s, China's banking industry introduced credit card products from abroad.

At that time, China's personal credit system was not very perfect. The Chinese banking industry made certain changes to foreign credit card products. The traditional foreign credit card deposits were interest-free and the overdrafts had an interest-free period, and the deposits had interest. , Overdraft is not interest-free.

A quasi-credit card has some functions of both a credit card and a debit card. It generally requires a deposit or a guarantor. When using it, you deposit first and then consume, and interest is calculated on the deposit.

When making purchases, cardholders can make small overdrafts within the limit approved by the card issuer. However, interest will be accrued on the overdraft amount from the date of overdraft. The outstanding balance must be paid off in one go. There is no interest-free repayment period. And the minimum repayment amount, its basic functions are transfer settlement and shopping consumption.

Baidu Encyclopedia - Bank Card