According to the international practice of credit cards, if part of the repayment is made, it will be withdrawn from165438+1October 26th (the consumption date) to the repayment date of 65438+1October15,500 yuan (not part of the amount), and the rest will be withdrawn from 65438.

All the amount of 5,000 yuan is from165438+1October 26th to 65438+1October 65438+May 5th:

5000*50 days (65438+1October15-165438+1October 26th) *0.05%= 125 yuan.

The remaining interest ranges from 65438+ 10 month 15 to February 2 1.

4500*6 days (65438+1October 2 1 day-65438+1October 15) *0.005%= 13.5 yuan.

Add up the interest 138.5 yuan.

The time between your repayment date and billing date is too short, which is not conducive to partial repayment. You can try to apply for installment payment. The handling fee varies with the number of months. If it is three months, the interest will not be paid. Return it as soon as possible

Data expansion: 1. The minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.

2. After the credit card is spent, you will receive the statement from the bank on the account date. There are two quantities, which we should write down. One is the amount payable in this period, and the other is the minimum repayment amount. In fact, this is also a major advantage of credit cards. Once you spend your credit card, which is beyond your repayment range, you can choose the minimum repayment amount, so that your personal credit will not be affected. But that means you can't enjoy the interest-free period any more.

Source: Baidu entry minimum repayment amount