In addition, the principal and expenses will be settled in the credit card bill, and only need to be repaid according to the bill.
Cash installment fee
Installment fee = installment principal × installment interest rate, which is charged monthly and can be divided into 24 installments at the longest. The specific rate and the number of optional periods are subject to the page display.
Take a small example: if the cash is transferred by installments of 65,438+00,000, repaid by installments of 65,438+02, and the installment interest rate is 0.75%, the monthly handling fee is 65,438+00,000 * 0.75% = 75 yuan, and the principal should be repaid by installments of 65,438+000/65. Therefore, the total monthly repayment is 833.34+75=908.34 yuan. ?
Extended data:
1, prepayment
According to the business rules, prepayment does not exempt the subsequent installment fee. If repayment is made in advance, it is necessary to pay off the remaining principal and the remaining installment fee in one lump sum before the next bill date. ?
2. Arrival time
Under normal circumstances, the account is received in real time. Tip: If the debit card is transferred to another bank, the time of receipt by the acquiring bank shall prevail.
Bank of Communications-Loan Description