The validity period of a China Merchants Credit Card is generally 5 years. The validity period is below the card number on the front of the credit card and consists of two sets of numbers and slashes. For example, 05/23 means that the credit card is valid until May 2023. This date Previously, cardholders could change their cards to new ones, and generally the bank would contact them proactively.

Setting the validity period of credit cards can effectively ensure the safety of users' card use; it can also give credit cards better anti-theft features, such as upgrading from magnetic stripe cards to chip cards; banks also set validity periods to evaluate cardholders. , if the cardholder has been using it well, new cards will continue to be issued. If there is a problem, new cards may not be issued.

The bank will usually contact the user one month before the credit card is valid to tell the cardholder that they want to change their credit card. If their information has not been changed, they can directly ask the bank to mail a new card. After getting the new card, activate it. It can be used, but you need to reset the query password and transaction password.

If the user does not want to continue using the credit card, he or she can also cancel the credit card that is about to expire. However, it is best to pay off the balance in the card before canceling, and ensure that there is no overpayment. The user can cancel the credit card before the expiration date. Deactivate this card one month ago, and then the credit card can be automatically canceled.