It depends on personal qualifications.

1. When filling out the application form, there are several small details that affect the credit limit, such as whether there is a fixed telephone number in this city, and whether the number is registered in the name of an individual or a family member. , whether you are married, whether your mobile phone number has monthly rent, whether it is a registered residence in this city, etc. If the answer to the above is yes, the bank will greatly increase the credit evaluation accordingly. However, each condition is not absolute. It is just that it is relatively easy to pass the qualification review and increase the initial consumption limit application. Consumer credit and repayment credit are still the same as the bank Most important.

2. Don’t forget to swipe your card anytime, anywhere. During the period of using the card, make a lot of purchases with the card. Try to choose stores with credit cards for food, clothing, housing and transportation. The more frequently you use it, the more stable your monthly consumption limit will be. Just change the original habit of cash consumption to credit card consumption. This shows loyalty to the bank. The bank's information system will count the frequency and limit of credit card swiping, and will automatically increase the credit limit in about half a year.

3. Pay your bills on time and maintain good credit. If you owe money, you can only borrow money if you pay it back. Banks also strictly follow this ancient truth. If you don't change the loan on time and don't pay it back, you'll definitely have no credit. It's best to pay it back in full. Don't just pay the minimum payment. The recurring interest will be too much to bear.

4. Take the initiative to apply for an increase in your credit limit. After using the credit card normally for half a year, you can actively submit a written application or call the service to adjust the credit limit. The bank needs approval. Under normal circumstances, the credit limit will be increased to a certain extent after reviewing the consumption record and credit record.