Are you asking what it means that there is no discount for Zheshang Bank’s credit card bill installments? No preferential policies are provided. No discounts for Zheshang Bank credit card bill installments means that when the cardholder uses the credit card to make consumption and converts the consumption amount to installment repayment, the bank does not provide any additional discounts, that is, it does not provide any reductions, discounts or cash rebates.