It must be admitted that the emergence of credit cards has brought great changes to people's lives and greatly improved people's living standards and consumption levels. Although the credit card is good, it can't be used indiscriminately, which will bring great trouble to the cardholder and even be blacklisted directly by the bank, which will affect the normal life of the cardholder.

Today, I would like to remind you to take stock of several bad card use behaviors that banks are easy to "hack".

1, not timely repayment, often overdue.

Failure to repay on time after using the card will lead to the expiration of the credit card. Occasionally overdue for one or two days may not cause any serious consequences, but long-term frequent overdue is likely to be blacklisted by banks.

Step 2 borrow a credit card from others

The bank clearly stipulates that credit cards can only be used by the cardholder himself and cannot be lent to others. Cardholders lend their credit cards to relatives and friends privately. If it is discovered by banks for a long time, it may be blacklisted by banks.

3. Malicious overdraft

If the card is out of control, it will be maliciously overdrawn, that is, if the card is improperly used, it will be blacked out by the bank.