Details are as follows:

1. The overdue status of credit card refers to the situation that the credit card bill fails to repay in time after the repayment period is exceeded. In this case, the bank may think that the applicant's ability to repay the debt is risky.

2. When considering whether to provide loans, banks usually evaluate the applicant's credit status and repayment record. If the applicant's credit card is overdue for many times, the bank may be worried about his repayment ability, thus limiting the loan application.

3. Banks may take the following measures: require more loan materials, raise loan interest rates, and require mortgages or guarantees to reduce risks.

The bank's decision on loan is based on the applicant's overall credit status and repayment record, so even if the credit card is overdue for 5 months, it is still possible to get a loan. But it depends on the applicant's other credit indicators, income and banking policies.

Summary:

Credit card overdue for five months within five years may have a certain impact on the loan to buy a car. Although banks will comprehensively consider many factors when considering loan applications, overdue repayment records may make banks worry about the applicant's credit status, thus limiting the loan conditions.

Extended data:

The loan approval standards and policies of each bank are different. Therefore, even if there are overdue records, the applicant can still communicate with the bank in detail, provide other materials to prove his repayment ability, and increase the chances of obtaining loans.

It is worth noting that it is very important to establish a good credit record and repay the debts in time, so as to maintain a good credit status and obtain bank support and loan opportunities more easily when loans are needed in the future.