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Credit cards can make money as long as they can settle accounts during the interest-free period.
Can credit cards make money? You heard me right. Credit card not only allows cardholders to spend in advance, but also allows cardholders to make money. Why do you say that? The interest-free period of general credit cards is up to one month. At this time, you can use this interval to earn some extra money for yourself. Senior cardholder Leo is a senior credit card holder. Recently, he shared with card users how he made money by using the interest-free period of credit cards.

Leo said that his method of "making money" with the interest-free period of credit card is actually very simple, that is, he doesn't have to pay back his salary or deposit his money in the bank, but buys short-term wealth management products, then spends all his money with his credit card during the interest-free period, and then repays it two days before the end of the interest-free period of credit card.

In addition to skillfully using the interest-free period to "make money" for himself, when he sees a customer paying in cash at work, he will also replace the customer with his credit card after consulting with the customer. This practice has no impact on the company's operation. leo can deposit the cash in his bank card first, and when the interest-free period is coming to an end, he will automatically repay it on the last repayment day to earn deposit interest.

Of course, Leo also received many gifts by swiping his card. He said that almost all the daily necessities used in his home, from water cups, high-grade blankets and silk quilts to brand induction cookers and electric ovens, are gifts redeemed through points.

In fact, these are the so-called credit card financing. Nowadays, more and more people use credit cards to manage their finances. What are the precautions for card babies?

On weekdays, cardholders can swipe their credit cards as much as possible, and the corresponding cash can be used to buy wealth management products and earn "treasure" money. Of course, there is a slightly more complicated financial management method, that is, reasonable withdrawal, timely repayment and interest-free cash purchase of wealth management products. But in this case, we must pay attention to the prompt of the issuing bank, not all credit cards can be withdrawn without interest.

Card baby also reminds everyone not to apply for a credit card. If you don't use it, you must find out how to charge the annual fee to avoid "opening the card". As a result, at the end of the year, you actually received a bill, all of which charged an annual credit card fee. General banks charge different annual credit card fees, and each bank has different requirements. Therefore, before you apply for a card, you must first understand it.

In addition, no matter which investment method you choose, you must remember the repayment period, and the investment period cannot exceed the final repayment period of the credit card. The most worry-free way is to bind the credit card to your salary card for repayment, so that the cardholder can enjoy the longest interest-free period.

In short, while credit cards bring you convenience, you should also use them carefully to get twice the result with half the effort. It is not a wise choice not to invest but to increase your economic burden.