CITIC Bank's online payment card and credit card are both bank cards, but there are differences in the use of cards. The differences are as follows:

1, different cards. General credit cards are physical cards, and there are physical cards. Online payment card is a virtual credit card. After opening, you can get a series of online payment card information, such as card number, expiration date, CVV2 and so on.

2. Different application methods. Credit card is face-to-face consumption, unless online banking is opened, you need to swipe POS to spend. Online payment cards are mainly used for online payment and online shopping. , you can't swipe your card directly on the POS machine.

3. The number of cards opened is different. Credit cards can only apply for one main card; Online payment card can open multiple cards at the same time.

4. Security is different. Credit cards mainly rely on their own physical cards; Online payment card stores the information of the card, but it can be frozen in time when there is a problem, which is more convenient in card control.

Baidu Encyclopedia-China CITIC Bank Online Payment Card

Baidu encyclopedia-credit card