if it's a regular company, you can't use employees' credit cards for turnover anyway.
A regular company should have a strict financial management system, at least to distinguish between public and private affairs. Companies and individuals should not mix their funds, and they will not think of using employees' credit cards or borrowing money from employees when they are in trouble.
employees' credit cards will not be considered if the company is in good operating condition and its production and operation are normal.
Now the company can think of using employees' credit cards, which shows that not only is there a shortage of funds, but also the bank can't get loans there, that is, there is nowhere else to borrow them, and finally it thinks of its own employees.
what should I do? It's actually difficult to answer. Think about it, if you are a close relative of the boss of this company, or a good buddy of the boss of this company, help the company when it is in trouble. If the company's business improves, the boss will not treat you badly.
or even if you are just an ordinary employee of the company, the boss will remember your kindness after the company has weathered the storm.
the crux of the matter is, what should we do if the company loses money and can't pay back the money?
I have an idea. The standard to measure whether to borrow or not to borrow a credit card is that if the company can't pay back the money on time, can you be prepared not to pay back the money yourself?
explain the reason directly, simply and rudely.
Under normal circumstances, the company's expenses are relatively large. If it is paid from the personal credit card, it will bring great risks to the individual's economy. Once the crisis occurs, it will cause great losses to the individual, and it will also create personal credit problems.
if the amount is too large, or the money is used for illegal operation, then the owner of the credit card will be jointly and severally liable. Losing a little money is a trivial matter, but touching the law is a major matter. This is a typical case of losing a wife and losing a soldier.
The law pays attention to facts. No matter how kind and kind you are, once there is a problem, the law pays attention to results and evidence, and basically you can't say it clearly. From the perspective of criminal law, it is regarded as an accomplice.
Any responsible boss and company with legal awareness will not use employees' credit cards.
personal credit cards can only be used by me, and I am responsible for the debts of the credit cards, that is to say, if I give them to others for overdraft, I will still bear the debt risks. If this is true, before the card is used to form debt, apply to the bank to report the loss, or replace the card, or cancel it, and take control of the card in your own hands.
It is necessary to distinguish between public and private affairs, and to distinguish between reasons. A good company will not ask employees to borrow money by card.
first, if you are willing to borrow, it is a matter of mutual consent, and no one can say anything.
second, if you are unwilling to borrow, you can refuse directly. I don't think this kind of thing can be euphemistic, and the more decisive the better.
third, if you have borrowed and overdrawn, call customer service immediately to freeze or cancel the card. This kind of card can only be repaid, but you can't cash it out, so you have an insurance policy.
I hope my answer can help you.
This is the immorality of the company.
It takes private money to make capital turnover for the company.
It shows that the company's financial situation is not good. If such a company uses your credit card, the company will give you a promise or give you a certain service fee. If you like, this is your personal loan at your own risk. If it is only occupied, then I suggest you be cautious.
The credit card belongs to you. Did the company use it with my consent? Why did you allow him to use it? If you don't agree with him, how can he use it? Don't talk about the company. Can you get your credit card back if you are tough? Can I also go to the bank to report the loss? Or is it that he can't use it by closing the account? There are problems in the company, but have you ever thought about your own problems? Be tough when it's time to be tough, and don't always be Nuo Nuo!
why use the employee's credit card? I can't think of any reason. Employees are not obliged to let the company use their own credit cards. If the company explains the reasons, it is a trivial matter and a special reason. Personally, I think it is ok.
it depends on different situations and the actual situation. Generally speaking, this is an illegal act. The company's use of employee credit cards will infringe on personal property safety. Even if employees use credit cards in the name of the company.
The credit card belongs to you. Did the company use it with my consent? Why did you allow him to use it? If you don't agree with him, how can he use it? Don't talk about the company. Can you get your credit card back if you are tough? Can I also go to the bank to report the loss? Or is it that he can't use it by closing the account? There are problems in the company, but have you ever thought about your own problems? Be tough when it's time to be tough, and don't always be Nuo Nuo!