After the bank card of CCB expires, the original credit card binding business will be bound to the new card. Before the expiration of CCB's credit card, CCB will send a short message to the cardholder that the credit card is about to expire, and users can also check its validity period through the credit card. The validity period of a credit card is generally located below the card number on the front of the credit card, which is four digits, and the format is MM/MM/YY.

After receiving the SMS, the cardholder needs to change the address, which can be made through mobile banking. Cardholders can also log in to China Construction Bank's mobile banking or online banking to manage the card replacement business after a credit card expires, fill in relevant information and submit an application. After the application is successful, the bank will send the new card to the address designated by the cardholder in about one month.