In ICBC's credit card product line, which one to use depends mainly on your specific needs. First of all, ICBC's credit cards are divided into several main categories: brand classification: mainly including Peony Visa card, Peony MasterCard and Peony American Express card, and each card may have different convenience and preferential treatment in the world. Credit rating: ICBC provides platinum cards, gold cards and ordinary cards. Platinum cards usually enjoy a higher level of service and a higher credit limit, while gold cards are moderate, while ordinary cards are suitable for users with low credit scores or basic needs. Issue target: ICBC credit cards are divided into business cards and personal cards. Personal cards are divided into main cards and auxiliary cards. The main card holder is usually the main credit card user of the family, while the auxiliary card can provide additional financial convenience for the spouse or family members. Currency selection: ICBC's credit cards support RMB cards, as well as dual-currency cards and multi-currency cards to meet the needs of international travel or cross-border transactions. When choosing a currency, consider your consumption habits and possible transnational activities in the future.

comprehensively considering your consumption habits, credit status, travel needs and expectations for credit card services, choosing the right ICBC credit card is the key. Before making a decision, you can learn more about the detailed rights and expenses of each card in order to make the best decision.