The credit card starting with 62 is the standard credit card of UnionPay. It is a single-currency credit card. It can only be used as an overdraft in RMB. There is nothing special. This credit card can be applied for by every bank.

For example, there are credit cards starting with 4, which are VISA credit cards, and MasterCard cards starting with 5, etc. The main feature of UnionPay cards prefixed with 62 is that the card number of this credit card starts with the number 62, and the card face bears the unique UnionPay logo.

UnionPay cards starting with 62 are China’s independent UnionPay card brands. The beginning of 62 is just a logo and has no special meaning.

As you said, only credit cards starting with 62 can participate in activities, such as the card swiping gift activities organized by China UnionPay and various commercial banks. With a UnionPay card prefixed with 62, you can participate in all marketing activities organized by China UnionPay, and enjoy value-added services such as cash, gifts or points rewards with card swiping, while other UnionPay cards can only participate in some marketing activities organized by China UnionPay, and the activity policies are also different. There is a difference.

In addition, credit cards starting with 62 can also enjoy discounts and other benefits when swiping the card at special merchants.