Hello, if it is overdue, please repay it as soon as possible to avoid inconvenience. If you fail to return the minimum repayment amount of the bill in time before the due repayment date, you will be charged a late fee and interest, and your personal credit will be affected. The overdue fine is 5% of the unpaid minimum amount, and the minimum fee is RMB 10 yuan or USD 1 yuan. Interest refers to the collection of all consumption in the current period from the bookkeeping date (usually the day after consumption), with a daily interest rate of five ten thousandths until you pay it off in full. In order to avoid affecting personal credit, it is recommended that you repay on time. If it is not convenient to pay off the bill in full, please pay off at least part of the minimum payment on time. Minimum repayment amount of credit card =65438+ 00% of all general transactions in the credit card account+100% of all outstanding installment transactions in the account+100% of the unpaid part of the minimum repayment amount in the previous period+100% of all the funds used in excess of the credit limit of the account. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final repayment date, without affecting your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period starts to bear interest from the bookkeeping date, with a daily interest rate of 0.5 ‰ (repayment in full and on time, credit card consumption can enjoy interest-free period).

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)