At the beginning of 2015, we, a couple working part-time, only had about 1 million in hand including stocks. My neighbor, a couple who was doing business, had more than 3 million in the stock market, but they rented a house. The two children are about the same age and often play together. At that time, a 100-square-meter house cost around 3 million. Our family was planning to buy a house, so we persuaded them to buy one too. They would not need a mortgage after selling the stocks. They disagreed, saying that the stock momentum was so good that they would not get 8 million no matter what. Later, our family bought a house and moved away. By May, everyone understood that 2 million was gone in a week, and they told us not to tell their parents (the elders of both families are raising children here, and they have a good relationship), saying that they had a bad heart. Last year, they finally sold stocks and bought a house under pressure from their parents. The house price has doubled from the beginning of 2015, to about 70 square meters, and the monthly mortgage payment is nearly 20,000 yuan. It is a huge loss.

I think I still have a certain say in this. From graduation to now, I have been working in finance-related jobs. I once came into contact with a client who was crazy about stock trading. The daily goal is to counterattack through stocks. A series of things happened during the time when I came into contact with him. I don't know how he is doing now. Maybe he is still exploring the mysteries of stocks.

This client’s family situation is not very good, but because he has been specially trained in stock trading in the early days and has been a trader for a period of time, he still has a certain ability to trade stocks. At that time, he was frantically seeking better trading advice. In terms of funds, he is taking care of his cousin's account. Except for a long-term ticket worth more than 2 million that cannot be moved, the other 2 million can still be operated freely. There will be some benefits over a period of time. But due to the prosperity of my cousin, and the fact that all the people I deal with in finance are big bosses, I feel a little resentful that iron cannot become steel, and I desperately want to increase my worth. So I kept looking for teachers to cooperate with. During the process of asking for funds, I fell out with my cousin. As a result, during the process of cooperation, I had a car accident on the way back to my hometown to collect debts due to insufficient funds. After resting in the hospital for a month, I summoned many friends to help. As a result, my wife got divorced in anger, her job was gone, and my friends didn't dare to continue working together. Later, it was said that there was an opportunity to work in Africa and get a certain amount of funds. However, when the child was taking the high school entrance examination and found out about his parents' divorce, he was very sensitive and said that he would jump off the building if he dared to go there. Then nothing happened. The last time I contacted him, he said he had found a new job, and his wife also said she could buy the car back that year and remarry. But I still haven't given up on the stock market.

In fact, the worst loss in stock trading is not the loss of money, but the perception of your own mind. Binding all your life demands and hopes to stocks is actually very unhealthy with this kind of mentality. Still hope he's fine. I also hope that friends with similar psychology can adjust in time.

My classmate is in a securities company. When the market fell sharply in 2015. One eldest brother turned out to have tens of millions of assets. Continuous liquidation of positions and pledges. In the end there was really no money. Seeing that the position was liquidated in the afternoon, the eldest brother didn't care about his identity and cried in the business hall. His account manager understood him very well but had no choice but to cry. Thinking about that scene is very moving. My colleague originally had a house that was sold for hundreds of thousands. After several years of stock trading, it reached a peak of 17 and then raised funds during the craziest period of 15 years. If you pay for it, save it, and if you save it, you will pay for it. I borrowed everything I could. In the first two days after the company came back from the dead in the second half of 2015, the position was liquidated and I cried without tears. He still owes tens of thousands to securities companies. I was miserable every day during those days. Later, I got two credit cards and paid off the money in 18 years, and then I got tens of thousands back. I bought some futures for over 100,000 yuan for a week, but now I don’t play any more. But the only happy thing now is that I no longer play stocks, I have enough to eat and sleep

I have seen the worst losses in the stock market. Among the people I know, there is one person who lost millions in ashes in two days. , was forced to close his position, and was rushed from the standard rich to the poor class. This story has been told before, but because it happened around me, it is particularly vivid in my memory. I still use it from time to time to remind myself, never increase leverage, never operate with a full position, risk control always comes first, I don’t know My friend knows how I feel when I use his example as a wake-up call.

Here’s the thing, this friend was the one who led me into the stock market. We used to work together, earning an income of 6,000 to 7,000 yuan a month. We both worked as husband and wife, and our family was considered a wealthy family with a little money. , we belong to almost the same type. I started playing stocks in 2008. I invested a small amount at the beginning, and then gradually invested more and more. In 2014-2015, I filled up my position and added leverage. I don’t know how much money I had when I was forced to liquidate my position, but I know it. , at least several million.

Because we are very good friends, we don’t ask how much the other party invested, but there are no secrets between us about which stocks are worth buying, why we bought them, and whether to use leverage or not. He added leverage earlier than me, and also increased the leverage ratio more than me. I used 1x leverage at most, but my friend used 4x leverage. When I saw the PE of GEM over 100 at 4000 points, I felt like He was so scared that he withdrew, but he was still crazy inside. When we contacted him at that time, he told me this, the craziest time is the most profitable time. Unexpectedly, the big top of 5178 came so suddenly, and the two thousand-share price limit directly destroyed his position. In the end, There was only one house left, and luckily it was bought in full, otherwise the mortgage would have been a problem and the couple would have almost divorced. Because at that time we all quit our jobs and became professional stock investors. Who knew that happiness would come and go faster, and the money we had earned after years of hard work would be wiped out in two days due to high leverage.

This is a true story, not fabricated. The tragic stories in the stock market are far more cruel than reality. Do not treat the stock market as a casino and fantasize about getting rich overnight. When you see the 1% When you get the opportunity to get rich, there are 99% risks waiting for you, so rational investment is the way to go.

I can only say that there is no worst, only worse!

The biggest loss I had was in sugar futures. Before the National Day, I was still looking forward to making money after the holiday. My position was very heavy. As a result, things turned upside down when I came back from vacation. Continuous daily limit, I feel like crying to death. Finally, the position was cut. Not only was there no profit, but a huge loss!

The most unforgettable thing is the liquidation. I don’t want to recall it, so I won’t continue talking.

There are very few people around me who have suffered serious losses, and I have never seen anyone suffer miserably. However, they have heard that people they know borrowed money to speculate in futures, and their wives and children were separated due to losses, but they are still making money to pay off their debts. This may be the worst!

I once had a friend who did stock trading and was very good at ultra-short-term operations. He achieved outstanding results in a few years.

Later, warrants appeared in the stock market, including put warrants and call warrants. She fell in love with this program. When she first started doing it, she earned tens of thousands of yuan every day, and her thinking was very clear.

But later, the securities company may have regulations, and her account manager often called to remind her of what you should provide guidance in this way. As a result, her pace was slowly disrupted. One day, the account manager called and suggested that she sell the put warrants and buy the call warrants. As a result, the difference between the two transactions was 3 million yuan. You can't be angry, let alone be angry. As a result, she completely failed in the next transaction. , all funds returned to zero. . . . . .

After this battle, she could not recover for many years.

In the stock market, I have seen two people who lost miserably:

One, the first one: 20 million yuan, all lost.

In the first half of 2015, an investor used 8 million yuan for capital allocation. According to the 1:3 capital allocation, 8 million yuan became 32 million yuan. Later, when the stock market crashed, he covered his position twice in a row and invested an additional 12 million yuan. In the end, all the total investment of 20 million yuan was lost.

Two, the second one: 400 million yuan, a loss of 200 million yuan.

Also in the first half of 2015, an investor invested 400 million yuan to buy a stock fund. Then the stock market plummeted, causing the 400 million yuan fund to become 200 million yuan, a loss of 50%, which the investor could not bear. Under the pressure of huge losses, he was forced to sell the fund and suffered a loss of 200 million yuan.

Three, a brief summary.

The two investors above suffered heavy losses. We need to learn from the lessons of these failures. First of all, never borrow money to buy stocks. Don’t borrow even a penny. Borrowing money to buy stocks is bound to fail. Secondly, when you have not found and established a successful investment profit model in the stock market, do not invest too much money. You should invest with small funds first, so as to control the risks.

In 2018, there was a female accountant who lost more than 120,000 yuan, but lost the most and was left with a market value of more than 10,000 yuan. There was also an old lady in 20O?, she said personally that she had only 10,000 yuan left from 1 million. At that time, she was doing Tai Chi with Qian Juntao Art Museum. No one believed it at the time, but she said that she would vouch for it with her life. She bought a stock that cost more than 20 yuan at the time and increased her position to 7 to 8 yuan. , said she wanted to delist, but she was cruel and put all the funds in, hoping to resume trading in the future! As a result, when it came to the third board market, it became more than ten cents in Garching. Therefore, the previous chairman of the China Securities Regulatory Commission who could not take action against loss-making stocks did good things but harmed others. Listed companies with losses and low profits must not let them mess around anymore. Those things, There are storms and waves, and then people are thrown away. The Chinese stock market needs ruthless people, and severe punishments are used in troubled times

To say it is miserable, it does remind me of a bloody example I knew before. Didn’t the China Securities Regulatory Commission crack down on over-the-counter capital allocation not long ago? A friend nearby discovered an over-the-counter capital allocation platform called Beigefu in order to pursue low interest rates. This platform operates on virtual disks, and its point of deceiving people is its high leverage and low interest model, so that friend became confused. I did it in a daze. Do you know what it feels like to lose tens of millions in just a few days? I feel depressed every day, and my wife is filing for divorce. To be honest, I don't object to other people's stock trading, nor do I object to others doing over-the-counter capital allocation. After all, these things exist for their own reasons, but you must understand what it means to do within your ability, and you must speculate in stocks without affecting yourself.

Remember: 1--Retail investors cannot and should not fill their positions. This is the first factor in playing stocks. No matter how positive the external environment is, no matter which god around you advises you, there is some meat that you cannot eat. of!

2--Choose a few stocks with good performance and low price-to-earnings ratios as self-selected stocks. After observing for a period of time, start at the bottom of w. Remember, don’t go all in, don’t be greedy, you can’t make enough money. Yes, making money is the long-term goal!

3--Don't operate frequently after buying, pay attention to act according to the situation. When the market is good, you can take it for a few more days. When the market is not good, you can make money and run away. Don't ask why, because you are just a loser. I couldn't resist the temptation. I made a profit of 30-40 points on 40% of my positions before selling them three times!

4--Don't be greedy. Generally, retail investors should not use leverage or borrow money to play stocks. If you have a rich father, it doesn't matter if you lose millions or tens of millions, then that's a different matter. ! Because you don't know what will happen tomorrow! It’s best to play with your own spare money!

5--Don't play 365 days, go short when it's time to go short, sometimes control your own hands, set your own target value, let go when you reach it, and give yourself a break!

If you think what I said is right, give it a like, thank you!