UnionPay cards contain euros, and you can directly use the card to spend euros when traveling abroad. The euro limit of a dual-currency credit card with euros and renminbi is not a separate limit, but converted into equivalent euros based on the renminbi limit. This euro cannot be used domestically. It can only be used when you swipe the card abroad. Use the euro limit At the same time, the RMB quota will also be reduced accordingly. ?

If you use the UnionPay network to swipe your card overseas, the payment will still be in RMB, and the amount will be credited to the account in RMB. If you use the card to use the international organization network, the amount will be credited to Euros. When repaying the loan, you will need to pay back the Euros or use RMB to purchase items. Send repayment.

Extended information:

There are two types of bank cards that can be used in Europe:

1. UnionPay’s RMB debit card. You can withdraw cash in euros in Europe (the cumulative overseas cash withdrawals per UnionPay card per day shall not exceed 10,000 RMB equivalent in foreign exchange), and you can repay in RMB in China. At present, nearly a thousand merchants in Europe can accept UnionPay cards for consumption. All merchants with a "UnionPay" logo can accept UnionPay cards. Some merchants may not have a "UnionPay" logo. Cardholders can take the initiative to present their UnionPay cards and ask Is the cashier available.

2. Dual-currency credit card

(1) Dual-currency credit card (RMB/USD) usually has one of two marks: UnionPay and Visa/Mastercard. In Europe, you can withdraw euros or swipe cards to make purchases in euros. To make purchases with a RMB/USD dual-currency card, you need to convert US dollars into euros. After returning home, you need to repay in RMB, and then convert RMB into US dollars.

(2) Dual currency credit card (RMB/Euro): commonly known as Euro card. Currently, European cards include Bank of China’s Great Wall International Euro Card, ICBC Euro Dual Currency VISA and CITIC Euro Dual Currency VISA. Usually there is one of two marks: UnionPay and Visa/Mastercard. In Europe, you can withdraw euros, or you can swipe your card to spend money in euros. You can use a dual-currency RMB/Euro card to make purchases and settle the bill directly in euros. After returning home, you can repay in RMB and convert the RMB into euros to repay.

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