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Postal savings bank diamond rating standard
The sum of the daily average personal financial assets and a certain proportion of personal loan balance for three consecutive months is more than 2 million yuan (including 2 million yuan) in RMB or equivalent foreign currency.

Product introduction

Green cartoon (diamond card) is a green cartoon IC card debit card issued by China Postal Savings Bank to customers who meet relevant evaluation criteria. Customers who meet the standards can enjoy the corresponding financial and non-financial value-added services after handling the diamond card.

How to deal with it

When your customer reaches the diamond level, please bring your valid real name certificate to the designated postal savings outlets to apply for a green card (diamond card).

What services and benefits can I enjoy?

First, the customer level is diamond level and can enjoy the following special services:

1.95580 VIP line: dial the 95580 customer service hotline, select manual service-VIP customer service, and quickly access the VIP line.

2. Tariff concessions: You can enjoy a number of tariff concessions such as fee reduction and exemption for specific services in channels such as counters, ATMs and e-banking.

3. Exclusive financial services: You can enjoy our exclusive financial services such as high-quality local and foreign currency financial products and precious metal products.

2. Customers with diamond and VIP cards can enjoy the following special services:

1. Priority service: related business is preferred.

2. Zone service: You can enjoy independent and private zone service through VIP counter/zone.

3. Non-financial value-added services: Have the opportunity to enjoy non-financial value-added services such as merchant discounts.

—— Materials required for opening an account in the Postal Savings Bank:

1. The original or photocopy of the business license (unified social credit code) shall be provided to the bank when opening an enterprise bank settlement account, and other supporting documents shall be provided when opening a non-enterprise bank settlement account. The use of electronic business license and other supporting documents shall be subject to the announcement and regulations of the account opening institution;

2. The valid identity certificate of the legal representative or the person in charge of the unit;

3. If it is entrusted to others, the valid identity certificate of the agent and the power of attorney of the legal representative shall be issued;

4. If an enterprise opens an account in our bank for the first time, it shall issue a declaration document on the identity of institutional tax residents;

5. To open a general deposit account, a special deposit account or a temporary deposit account, a certificate prescribed by basic deposit account, a basic deposit account account opening permit or a basic account number shall be issued;

6 depositors need to open a unit bank settlement account in a different place, in addition to issuing an account opening certificate, they should also issue a corresponding account opening certificate in a different place;

7. When a banking financial institution opens an inter-bank settlement account, in addition to the account opening certificate, it shall also issue a financial license and business scope approval documents issued by the banking supervision department;

8. Other account opening documents stipulated in the Measures for the Administration of RMB Bank Settlement Accounts and other relevant laws and regulations shall be subject to the announcement and regulations of the account opening institution;

9. For the information needed to open a foreign exchange account, please consult the account opening agency separately.