This situation means that your application for CITIC Bank’s QQ Caibei co-branded credit card has not been approved. CITIC Bank will issue QQ Caibei Blue Card to credit card applicants who have not passed the review. The blue card has no limit for the time being, but it will be issued in the future. There is an increase in the limit. Before the increase in the limit, you can deposit before spending and withdrawing cash. You can accumulate QQ Caibei points by spending (8 yuan earns 1 Caibei), and there is no handling fee for global cash withdrawals (2 transactions per month). In addition, because you applied for this credit card online, you need to go to the counter to confirm your identity information if you want to use it. If you have more information proving your financial resources and repayment ability, it is recommended to bring it with you when verifying the information. Submit supporting documents and ask the staff at the bank branch to apply for a credit limit increase.