Ordinary credit cards can be used for shopping after they are activated and the payment password is set. But whether it can be used depends on whether the merchant supports credit card consumption. Even if your credit card is bound to Alipay or WeChat or China UnionPay Express, it depends on whether the merchant supports flower buds or credit card payment, and then directly swipe the card on the spot when shopping or choose WeChat or Alipay or China UnionPay Express credit card payment. At present, many banks support credit card payment bound by WeChat, Alipay or China UnionPay Express, and there are bonus points. Most banks' credit cards can also support scan code payment on their mobile phone client app. Anyway, it is in stock!