Effective permanently.

Exchange rules: Earn 1 point for every RMB 1 spent (rounded according to the transaction amount); Earn 7 points for every U.S. dollar spent; Earn 9 points for every EUR spent with a European Travel Card. Our bank has the right to adjust the foreign currency accumulation standards in a timely manner based on changes in exchange rates.

Validity period: Points are valid for up to five years (calculated as 0 in the calendar year, including the year in which points are accumulated), and points accumulated between January 1 and December 31 each year (i.e., the "first year") Points expire on December 31 of the fifth year and will be reset to zero. Points accumulated before December 31, 2016 (inclusive) are permanently valid.

Items that do not count points: merchant consumption in real estate, automobiles, wholesale, hospitals, schools, and non-profit industries such as charity and social services, etc. Extended information

The following consumption does not accumulate points:

1. Revolving credit interest, annual fees, liquidated damages, installment fees and other fees, Long Card credit card cash withdrawal and repayment ;

2. Relevant fees paid through withholding;

3. Non-profit industries such as real estate, automobiles, wholesale, hospitals, schools, etc., as well as charities and social services Merchant consumption and financial and government payment transactions (such as insurance, investment, taxes, fines);

4. Other transaction types designated by China Construction Bank;

5. If due to If the acquirer or merchant fails to install bank card acceptance machines in accordance with regulations, fails to correctly set the merchant category, and other violations, resulting in points being calculated for transactions that should not be awarded points, China Construction Bank has the right to deduct the cardholder's points.

CCB official website-How to calculate CCB credit card points