You need to pay attention to the following points when applying for a credit card:

1. Application conditions

1. A person who is over 18 years old and has full legal capacity; 2. Have a stable job Repayment ability; 3. Good credit record.

2. Certification materials

1. Identity card (required), a copy of the passport for foreigners, a copy of the return permit/Taiwan compatriot certificate for Hong Kong, Macao and Taiwan, and a copy of the military and armed police Provide a copy of your military or police officer ID.

2. Work certificate, copy of work permit, work badge, and business card can also be used as work certificates.

3. Income certificate, issued by the unit’s personnel administration department, is best issued together with the work certificate. If you really don’t have one, you can also use the salary slip, a copy of the passbook for salary payment, and the transaction list of the bank card for salary payment.

4. Proof of financial resources, which can be bank salary records, income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank time deposit certificates) Photocopy) and other documents that can prove your financial level.

5. Social security.

6. Other reference materials include social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc.

Each bank has different acceptance standards, so the above information is not necessarily required. Proof of employment or income is very important. You have nothing but a guarantee from an acquaintance, so you cannot apply for a credit card.