bank counter transfer. It is suggested to transfer money to the bank that issued the credit card, because there is no handling fee. If it is an inter-bank transfer, there is a handling fee to be paid here, which is generally capped in 5 yuan.
use the credit card app to make repayment. Here we take China Merchants Bank credit card app "Pocket Life" as an example. Here, you need to bind a savings card for repayment.
directly transfer money to the bank card through the bank app. Here we take the mobile phone client of Agricultural Bank of China as an example. It is free to use the bank client to transfer money.
use AliPay's transfer function to repay the loan. This is Alipay transfer, but Alipay transfer will charge a .1% handling fee.
if automatic deduction is turned on, you only need to deposit the repayment amount in the corresponding savings card and wait for the bank to automatically deduct it.
It will be very inconvenient for the card to be invalid. It is suggested that you bring your ID card to the bank to change your credit card, or call the credit card center to make up your card.