You can open a credit card in 3 ways: 1. Open it by calling the 400-820-5555 hotline; 2. Apply on the official website of China Merchants Bank Credit Card. If there is a local branch, the staff of the credit card center will visit you. Service; 3. Fill out the application form at the outlet counter or the credit card staff will be stationed outside to open it. China Merchants Bank is becoming more and more strict in opening credit cards. Basic documents: copy of ID card, social security card (paid in full for more than 3 months), work permit (must have photo, company name, position, etc.) or official seal (financial seal) (Alternately) Work certificate, which must include department, position and monthly income. The above is the basic information provided. If you do not have a social security card, you can use a university diploma as a substitute. Submitting other auxiliary certificates can help you get approval smoothly and increase your quota. For example, real estate certificate, driving license, salary card, three-month statement (requires counter stamp), deposit certificate, etc. It will be delivered in about 15 working days. After getting the card, you must call 400-820-5555 to activate it, set the query password, transaction password (if not set, it will default to signature transaction), etc. The repayment method is divided into full amount and minimum repayment amount, with a daily interest of 0.05%. You can link it to China Merchants Bank All-in-One Card for automatic repayment, you can also directly deposit cash for repayment at an ATM machine, or you can also make repayment on the Easy Service at various bank outlets. You can repay by swiping a card, and many convenience stores also provide credit card exchange services, so the repayment is diverse and very convenient. It is recommended to link up with China Merchants Bank All-in-One Card, which is more convenient. The shortest interest-free repayment period is 20 days, and the longest is 49 days. It is better to take advantage of this interest-free period if you study carefully. As for the annual fee, the annual fee is waived in the first year. From now on, if you make enough purchases 6 times a year, the annual fee will be waived. It’s still very easy to achieve. The unlimited card of China Merchants Bank has the highest limit. It is a regular card with a limit of less than 10,000 yuan, a gold card with a limit of 10,000 to 50,000 yuan, a platinum card with a limit of more than 50,000 yuan, an exquisite platinum card with a limit of 80,000 yuan, and a classic platinum card with a limit of 200,000 yuan. These are the annual The fees and discounts enjoyed vary. The maximum daily withdrawal amount is 2,000, and the daily interest is calculated at 0.05%. Huh, that’s about it. My hands are sore from the beating~