Ping An Bank can apply for a credit card through a recommendation card when it conducts a recommendation card activity. Ping An Bank credit card recommendation code is a two-dimensional code or number, sometimes a mobile phone number, obtained by Ping An Bank credit card holders in the card recommendation activities. When the referee applies for a credit card, as long as he fills in the recommendation code on the application form, it is equivalent to accepting the recommendation of the referee.

Ping An Bank Credit Card is the first credit business launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to the basic functions of credit card, such as credit consumption and cash advance, it also has many unique functions to provide cardholders with all-round security protection covering "safe consumption, safe home and safe travel".