Credit card can transfer money. Cardholders can withdraw cash by credit card to complete the transfer. Credit card transfer is generally regarded as cash withdrawal, and interest and handling fees are charged. Usually, the transfer amount, handling fee and interest are the same as those of cash advance.

According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.