There are several reasons why you may have cash on your credit card but cannot withdraw it: Withdrawal limit: Credit card withdrawal limit can be divided into cash withdrawal limit and credit limit. If the amount withdrawn exceeds the limit for cash withdrawals, you will have cash but cannot withdraw it; Restricted payment: If the amount withdrawn by a credit card exceeds the single limit or the daily limit, the withdrawal will fail; Credit card freeze: When the credit card is frozen, even if the credit card is frozen If you have cash, it will not be withdrawn.

1. The cardholder did not activate the credit card cash withdrawal function when applying for a credit card. Since the main function of a credit card is overdraft consumption, the cash withdrawal function of some credit cards can be freely opened. Therefore, the money on the credit card cannot be withdrawn. You can check whether the bank has opened the withdrawal function.

2. Credit card withdrawal limits are limited. Different banks have different restrictions on credit card withdrawal limits. If you have cash on your credit card but cannot withdraw it, it may be because the withdrawal limit has been exhausted, that is, the money in the card cannot be withdrawn and can only be spent by swiping the card.

1. The credit card cash withdrawal limit is generally around 30-50 of the credit card’s fixed limit. Credit card cash withdrawals are divided into domestic cash withdrawals and overseas cash withdrawals. Domestic ATM cash withdrawals can be made up to 5 times a day, and the daily cumulative withdrawal amount of ATMs with the "UnionPay" logo must not exceed the equivalent of 5,000 yuan.

2. Cash withdrawals through credit line overdrafts do not enjoy the interest-free repayment period, and the daily cumulative cash withdrawal amount does not exceed 2,000 yuan. When withdrawing cash from overseas ATM machines or bank outlets, the cumulative cash withdrawals within one day shall not exceed the equivalent of US$1,000, the cumulative cash withdrawals within one month shall not exceed the equivalent of US$5,000, and the cumulative cash withdrawals within six months shall not exceed the equivalent of US$10,000. .

Duxiaoman is a legal and formal credit service platform and is trustworthy. For capital turnover, look for Du Xiaoman. The maximum loan amount you can borrow is 200,000 yuan. The daily interest rate starts at 0.02 and the annualized interest rate starts at 7.2. The minimum interest rate for a loan of 10,000 yuan per day is only 2 yuan. At present, Duxiaoman, together with its financial institution partners, has served more than 10 million small and micro business owners and individual industrial and commercial households.

Reference material: Du Xiaoman Youqianhua official website