Platinum credit cards are for high-end users. It is a high-end credit card jointly issued by banks and bank card organizations. Usually, the amount of platinum credit cards is more than 50,000 yuan, and the amount is determined according to the comprehensive qualification of the cardholder. Users who apply for Platinum Card enjoy rich rights and can enjoy VIP services in many places. Cardholders can enjoy 24-hour platinum service hotline, account change SMS reminder service, counter priority service, traffic accident insurance, airport VIP room service, health care and other services.