1. There is no authorization code on the bill repayment form of Minsheng Credit Card. The customer's application for installment includes a temporary quota, which must be paid off in full after it is used up. No installment or minimum repayment can be made.

2. Transactions recorded in the bill, including cash withdrawal, installment payment, or annual credit card fees, as well as other interest and various handling fees charged according to the credit card articles of association and collection agreement, are not allowed to handle bill installment.