The credit card is overdue if it is not returned. If it is overdue, a penalty will be charged, and all the consumption of this bill will not enjoy the interest-free period, and interest will be calculated. The most important thing is that there will be a bad credit record. You can apply for installment payment, or you can repay according to the minimum repayment amount.

If you enter the collection link, then the bank will call you first. If you don't answer, or still don't pay, you will call your emergency contact. If it still doesn't work, call home to work. No more door-to-door claims or legal proceedings. So please find a way to repay as soon as possible.