Users do not need to pay handling fees when using Alipay to repay credit cards. No matter the repayment method is Alipay balance, Yu'e Bao or a debit card bound to Alipay, no handling fees are charged. of. but! Next, users need to pay attention! ! Whether to charge a handling fee still depends on how the user uses Alipay to make repayments! ! ! If the user uses Yu'E Bao on the mobile phone to pay off the credit card debt, no matter whether it is his or someone else's credit card, no handling fee will be charged; however, if the user uses the Yu'E Bao on the computer to pay off the credit card debt: no handling fee will be charged when paying off his or her own credit card. Handling fee. If you return a credit card to someone else, you will be charged a handling fee. The handling fee rate is a minimum of 2 yuan/transaction and a maximum of 25 yuan/transaction. Therefore, it is best for everyone to use mobile Alipay to make credit card repayments. It is very convenient and does not charge any handling fees. The repayment can be successful in minutes.