Actually not. Every bank has this hard and fast affirmation. We can see that different banks have different requirements for gold cards or black cards. Many people say that people who can have black cards must have assets of more than 10 million, but even if you have assets of more than 10 million, It may not become a black card. Therefore, as long as you have this blackness, you have basically succeeded in understanding you. Some people may have seen reports on TV that the president has a black card that can be used unlimitedly, and these overbearing presidents have assets of more than tens of millions, so they have this wrong idea.

This is not the case. As long as you have millions of assets in real life, you can actually set up a black card bank, and you are more willing to do so. Different banks have black cards, but the specific black card of the bank has a certain relationship with its actual situation. In fact, in real life, black cards are limited, not unlimited like in TV series. Don't be misled by TV series. In the beginning, black tea was distributed by an American company, so it was still relatively rare at that time. But now many banks can apply for black cards, but there are certain restrictions on the number of people and certain requirements on assets, at least one million.

Some people often say that people with black cards must have assets of over 10 million, but people with assets of over 10 million may not necessarily have black cards. Black cards are cards customized specifically for certain people. As far as the origin of credit cards is concerned, there were no black cards in our country in the early stages of development. The black card is derived from foreign credit card tier systems and is proposed abroad for customers with an annual income of more than five million US dollars and assets of no less than 30 million US dollars. The American Express Centurion Black Card is a famous black card issued in 1999.

It has a black card face and there is no credit card limit. People collectively call it "black card". In China, the credit card limit of black card users with assets over RMB 10 million is generally between gold card and platinum card, and the foreign credit card system is not completely copied. Well, everyone has also seen that among the six major domestic banks, their standards are different. At Bank of China, customers are required to have assets of more than 8 million, annual income of more than 100,000, and be regular employees of Fortune 500 companies. In addition, for ICBC, the annual income or annual consumption is more than 2 million, which does not include the large consumption of buying a house and parking. In addition, for China Construction Bank, you must have deposits of more than 5 million, fixed real estate, cars and other assets. As for your job requirements, you must have certain positions, such as vice president, main operator of a large private enterprise, etc. This is necessary for the personality of Agricultural Bank of China. The average daily assets reach more than 1 million yuan, and the career requirement is to be the chairman or president of a well-known company.