Look, the credit cards of these banks have their own advantages. Guangfa's card has the function of bill installment, that is, as long as you spend more than 500 yuan, you can apply for installment repayment, but you have to charge a certain handling fee; CITIC has many preferential merchants in Beijing, which can be discounted, and now there are many marketing activities.

1. Credit cards of CITIC and Guangfa Huawei are over-issued.

In recent years, card-free payment has become a new trend in the field of payment. In this regard, the bank credit cards of Guangfa and CITIC have been laid out. The second bank has previously supported Huawei payment. In recent years, users can "bind" eight payment platforms such as Huawei Payment, WeChat Payment and Alipay with one click by simply binding any credit card in the app. According to the recent feedback from card friends, Huawei credit cards of the two major banks show signs of releasing water, and the credit card withdrawal amount is also very good. Guangfa Huawei card has two grades: gold card and platinum card. CITIC Huawei Card Platinum Card. Like Guangfa Huawei Card, the default digital version can apply for a physical card. CITIC Huawei Credit Card is a small platinum card, and ordinary people can apply for it at will, so the application difficulty is much lower. Moreover, the amount of credit cards is relatively large. Credit cards are generally issued in tens of thousands. Recently released water, the credit card limit is 5W seconds. For example, the following friend is not qualified, and the credit card application amount is 6W. The only disadvantage of Huawei card is that Guangfa Huawei card needs internal test quota to apply. However, many small partners have received short messages from Huawei, inviting Guangfa Huawei to conduct internal testing.

2. What is the best credit card to apply for?

Frequent online shopping. If it is online shopping, you can choose some credit cards for online shopping, such as CITIC, Ping An, Guangfa and other Taobao co-branded cards. Online shopping can not only accumulate points, but also directly convert the accumulated points into concentrated treasure coins. Love coffee. If you like coffee, it is suggested that CITIC, Guangfa, Shanghai Pudong Development Bank, CITIC and China Construction Bank can redeem Starbucks points, among which CITIC and Bank of China generally buy one for one every three or six days.

The advantage of running a co-branded card is that you can send a credit card when you are full. Generally, cash back is 5% of the consumption amount. Although the cashback ratio is small, many a mickle makes a mickle. Try not to miss the wool that can be collected in the bank. Therefore, if you want to enjoy more benefits, you must choose the right credit card.