1. If the credit card application is not activated, annual fees may be incurred. Failure to repay on time will result in overdue payments. There will be high interest and late fees when replacing arrears. The most important thing is the impact on personal credit. Bad credit should be retained for 5 years, affecting personal loan matters and credit card applications;

2. Credit card applications are not activated. If activated by criminals using illegal means, the credit card is at risk of being stolen;

3. If the credit card application is not activated, the bank will refuse to apply for a credit card again;

4. Credit card application Failure to activate will affect your credit limit when using the credit card in the future.