Easy to borrow.
Application entrance: WeChat pays attention to the official account number of Industrial Bank credit card WeChat-click the card-I want a loan, and choose Xiang Xing loan. Xiang Xing Loan is a credit loan product behind Industrial Bank's credit card, which is mainly open to users who have held Industrial Bank's credit card for more than half a year and does not occupy the credit line. In fact, this product has existed before. The product that has been out for a long time was suddenly hyped up yesterday: there is a Xingye credit card, which has been used for more than half a year and has not expired. The speed is to withdraw money. !
How to borrow a credit card loan from Xingye? These channels are ok!
As one of the large commercial banks in China, Industrial Bank has accumulated a large number of users not only in deposit business, but also in credit card business. Some Industrial Credit Card users came to consult a question, that is, how to borrow Industrial Credit Card loans. Today, I will introduce the relevant content here.
According to the official introduction of Societe Generale Credit Card, there are three main products of Societe Generale credit card loans, namely cash loans, cash advance loans and revolving credit. The handling methods of these three major loan products are slightly different. Let me introduce them to you here.
make a touch
The attached loan can provide you with a loan term of 1-90 days, and the daily interest rate is that the amount cannot exceed the credit card withdrawal limit. How to borrow money with borrowed money;
1. Pay attention to the official account of WeChat WeChat "Industrial Bank Credit Card" and find "Use Card-Borrow Money" and click to handle it;
2. Call Industrial Credit Card Customer Service at 9556 1 for manual service;
3. "Borrowing money" through Industrial Mobile Banking;
4. Find the loan payment in the credit card column through Industrial Online Banking.
Cash advances
Advance cash allows users to withdraw cash directly through ATM machines, with a limit of no more than 6,543.8+0,000 yuan, a one-time handling fee of 2% and a daily interest rate of 2%. How to borrow cash in advance:
1, and withdraw cash directly through ATM or counter;
2. Handle the transfer through Haoxingdong APP, customer service manual, WeChat, mobile banking, online banking and telephone banking.
revolving loan
Revolving credit is a flexible way to return credit card bills. The part above the minimum repayment amount can be returned, and the remaining amount to be repaid is charged at the daily interest rate.
How to borrow revolving credit: When returning the credit card bill, select "revolving credit" directly at the repayment place.
The above is a way to handle the credit card loan of Xingye. I hope you have understood how to borrow a credit card from Societe Generale.
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How to apply for a flash loan from Industrial Bank?
You can only apply for a loan if you meet the following conditions
Conditions 1, a natural person of China nationality who has reached the age of 18 and has full capacity for civil conduct, has a fixed residence in China and holds a valid identity certificate. 2. Have a proper occupation and stable economic income, and be able to guarantee the repayment of loan principal and interest on schedule. 3. Open a savings account in a loan bank and deposit not less than the down payment of the total consumption and the estimated mortgage registration fee, notary fee, insurance fee and other expenses. 4. It can provide effective guarantee measures recognized by banks for personal consumption loans. 5. The purpose of the loan is within the prescribed scope.
Methods and steps of opening industrial bank's mobile phone business by mobile phone;
1. Open the mobile browser and enter the mobile banking website in the address bar.
2. Select "Mobile Login", "Unicom Login" or "Telecom Login" according to the operator to which the mobile phone number belongs.
3. If you choose normal login, you need to enter the SMS password received by the contracted mobile phone number to complete the transaction when transferring money or paying fees.
4. You can choose one of the following three ways to log in to mobile banking: mobile banking login name, mobile banking password, industrial bank wealth management card transaction password and industrial bank credit card inquiry password.
Industrial Bank Mobile Banking provides customers with comprehensive mobile financial and information services through online mobile banking client mobile banking, leading the trend of mobile financial services in the 3G era. The main services include:
Account inquiry service management transfer remittance precious metal fund consignment bank securities business financial products industry finance foreign exchange transaction loan financing self-service payment credit card repayment credit card business application for mobile phone recharge.
Precautions:
1. The identification standard of high-quality customers of banks is based on the application standard of credit card gold card customers. In addition, users with credit cards can only become quality customers if their annual consumption reaches more than 50,000 yuan.
2. Make more deposits and handle other businesses: the bank will evaluate your contribution according to financial assets, such as time deposits, remittances from different places, credit card consumption, etc. The higher the contribution, the greater the chance of becoming a quality customer.
3. After the successful launch of Xingshan Loan, you can check the credit information, electronic contract, transaction details and repayment plan by entering Xingshan Loan. At the same time, it supports loan and repayment transactions.
Banks handle almost all credit loans, mainly based on personal qualifications. The better the qualification, the easier it is to approve.
Conditions for applying for a credit loan:
1,18-a natural person aged 65;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information and no bad records;
5. Other conditions stipulated by the bank.
Industrial bank app checks mortgage progress
Log in to official website Industrial Bank, enter your account password, and select "Query Loan Progress". If it is a personal loan, you can directly check it online; If it is a corporate loan, you can inquire through the network.
2.
Log in to the mobile banking of Industrial Bank, enter the account password, and select "Query loan progress". If it is a personal loan, you can check it directly online. If it is a corporate loan, you can go directly to the counter to inquire.
3.
To apply for a loan online, you need to provide ID card, work certificate, income certificate and other materials.
What loans does Industrial Bank have?
Industrial Bank has many loans, such as:
1, personal loan featured products, personal first-hand housing loans, personal comprehensive consumption loans, personal automobile consumption loans, personal business loans, personal construction machinery and equipment mortgage loans, personal study abroad loans, personal loans, work-simple loans, personal self-help and flash loans.
2. Users can choose what kind of loan according to their own needs. The loan of Industrial Bank is connected with the central bank's credit information, and the lender must repay the loan on time. If you go to loans overdue, it will affect your credit, and it will also affect your application for loans and credit cards (debit cards) in the future.
Will Industrial Bank promote flash loans? What is the interest rate? How to repay?
Will Industrial Bank promote flash loans?
As a credit loan of Industrial Bank, Xingshan Loan has attracted the attention of many users since it was launched. Every user who wants to borrow money must have demand, so the borrower wants to borrow money in Xingshan, and also wants to know in advance whether Xingshan loan is good or not.
In fact, whether the loan is good or not mainly depends on the qualifications of the borrower itself. Xingshan loan is mainly a loan issued by Industrial Bank to debit card holders of the Bank. Therefore, if you want to get a good loan, the borrower must be a debit card user of Industrial Bank, and the debit card has been trading funds continuously, thus proving your repayment ability.
For any loan, users with good credit status are welcomed by lending institutions, so if you want to make a good loan, at least the borrower has good credit status and no bad record.
What is the interest rate of Industrial Bank's flash loan?
As long as it is a loan, there will be corresponding loan interest. Users will also consider the interest situation when applying for flash loans, and make clear the fees to be paid to avoid excessive repayment pressure.
According to reports, the Industrial Bank Xingshan loan has an annual interest rate of 6%, with a maximum loan of 300,000 yuan and a maximum loan period of 36 months. The repayment method of Xingshan loan is interest first, and the borrower only needs to repay interest every month and the principal at maturity.
Xingshan Loan will have a corresponding loan agreement. The borrower must read his loan agreement carefully, know his own expenses, repay the loan on time and avoid overdue.
How does Industrial Bank repay Xingshan loan?
After making a flash loan at Industrial Bank, users can check their repayment plan on app or WeChat official account, so as to know their monthly repayment date and amount and avoid overdue. The repayment method of Xingshan loan of Industrial Bank is more convenient. Users only need to log in to the Industrial Bank APP or WeChat official account, open the Xingshan loan page and view my Xingshan loan. There is a "I want to repay" button below, click the button to repay. Xingshan Loan supports early repayment and partial repayment. After the repayment is successful, the loan amount of Xingshan Loan can be issued immediately.
Introduction of Industrial Mobile Banking Loan and how to repay Industrial Mobile Banking Loan ends here. I wonder if you have found the information you need?