According to the query on Lutu.com, ICBC credit card negotiation has a high chance of successful repayment. The chance of successful repayment negotiation with ICBC credit card is affected by many factors, including the cardholder's credit record, repayment history, amount owed, repayment ability, and the bank's policies and attitudes. For example:

1. Credit record and repayment history: If the cardholder has a good credit record and has not made late repayments before, the chance of successful repayment negotiation will be relatively high.

2. Repayment amount and repayment ability: The size of the debt amount will also affect the success rate of negotiated repayment. If the cardholder can demonstrate a willingness and ability to repay, and provide a feasible repayment plan, this can help increase the chances of a successful negotiation.

3. Cardholder’s attitude and communication skills: Proactively communicate with the bank, explain the repayment difficulties, and propose a reasonable repayment plan, which will help increase the chance of successful negotiation.

4. Bank policies and attitudes: ICBC has a relatively positive attitude toward credit card repayment negotiations. It usually considers the actual situation of the customer and provides a certain grace period for repayment or installment repayment. plan.