Regarding borrowing money, I have heard two opinions. One is that it is not difficult to borrow money again, and the other is that if you want to break up with a friend, then lend him money (or Ask him to borrow money). Yes, everyone may have difficulties and need to borrow money, and there may also be times when others ask them to borrow money. Should they borrow it or not? Borrowing money is a matter of affection, but not borrowing is a duty. If a friend asks me to borrow money to repay a credit card, I will hesitate and make the decision based on the friend's personality and financial situation! Not sure whether to borrow it or not!

1. The conduct of friends.

Although we are friends, there are also different levels of friends. Not every friend who asks you to borrow money has to lend it to him. First of all, what we need to pay attention to is the character of our friend. If you lend him money, will he pay it back? Will you be grateful? It is not uncommon for some people to disappear after borrowing money, and not to recognize people after borrowing money. Therefore, whether to lend money to a friend or not, the friend’s character is an absolute reference!

2. Friends’ financial situation.

Although your friend is asking you to borrow money to repay your credit card, it does not mean that you are unable to repay it. It may just be a temporary difficulty, or your business may have hit a bottleneck. However, it is also possible that it is really a case of tearing down one wall to pay for the other, borrowing money to pay off credit cards, and the first feeling must be that you are poor! Then, you need to understand it well!

3. The amount of money.

Borrow money, no matter how much you have. It can range from tens of thousands to hundreds of thousands to hundreds or thousands, but no one's money comes from strong winds; it is earned through hard work. When a friend asks to borrow money, the amount must also be an important reference. If it is only a few hundred, of course you can borrow it, and you may even be prepared for him not to pay it back; but if it is tens of thousands or hundreds of thousands, it is a big deal, and you may even become an enemy. ! Be cautious!

If you are very rich and your friend borrows money and you have no intention of asking him to repay it, just pretend that I didn’t mention the above points! Of course, for most people, they must think twice about borrowing money. Especially for friends, borrowing money may actually turn into something else, or even break up. Just ask, can your friendship stand the test? Finally, no matter how urgently you need money, you must go through formal channels!