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Which takes longer, credit card or mobile payment?
The life of credit card should be longer, because mobile payment is likely to be replaced by safer and more convenient new payment methods in the future, and credit card, as a traditional payment method, will still exist for a long time and coexist with emerging payment methods.

Of course, the most convenient payment method now is mobile payment. It is common in China to take out a mobile phone and scan the QR code of a merchant without a wallet.