Unconditional credit card application

For those who are the first to apply for a credit card, they need to provide a lot of materials when they start to apply for a bank credit card, such as: Provide the applicant's employment certificate, the applicant's income certificate, etc. Nowadays, it is becoming easier and easier to apply for a credit card, and it can even be said that you can apply for a card unconditionally. But in fact, there are certain thresholds for bank credit card applications. It is almost impossible to apply without any conditions. At least you need to know your identity (ID card information, contact information, etc.), income status, personal credit status, etc. Generally, those who have applied for a credit card and have good credit can apply unconditionally.

The application process for an unconditional credit card is as follows:

1. Check personal credit record

Before applying for an unconditional credit card, the applicant needs to go to the central bank's credit report Check the usage status of existing credit cards in the system to see if there are any bad records. If your credit history is good, you can proceed with the application process.

2. Consult the bank

Card applicants need to consult whether the bank supports unconditional credit card application. Not every bank supports unconditional credit card application, and even if the bank supports unconditional credit card application, The way to apply for a credit card is to apply for a credit card unconditionally, and the requirements of each bank are also different. Below are the requirements for applying for a card with the following banks.

1) If you have held a credit card from another bank for more than 3 months at Bank of China, you can apply for it;

2) If you have held a credit card from another bank for more than 1 year at Bank of Communications, you can apply at the counter;

3) Shanghai Pudong Development Bank has held other banks’ credit cards for more than 1 year, and can go to the counter to apply;

4) Guangfa Bank, and Guangfa Bank has held other banks’ credit cards for more than 6 months, and can go to the counter to apply;

5) Ping An Bank can apply at the counter if you have held credit cards from other banks for more than 6 months.

3. Unconditional credit card application

Unconditional credit card application is actually a card application. The card application is much simpler than the ordinary credit card application. The cardholder only needs to bring Just go to the bank branch to apply for the original personal ID card and existing credit card.

How to apply for a credit card unconditionally and teach you how to get a card with zero threshold

Although the credit card approval process has been simplified a lot, for many cardholders, applying for a credit card is still a time-consuming and tiring task It is also very difficult for some "three no's" people to collect the credit card application information required by the bank. Therefore, the concept of unconditional credit card application emerged. Today I will give you a detailed introduction to what is unconditional credit card application and how to apply for a credit card unconditionally.

Most banks basically do not support unconditional credit card processing. Generally speaking, unconditional credit card processing generally refers to the credit card processing method of applying for a card.

The steps to apply for a credit card unconditionally are:

1. Ensure you have a good credit record. Check your credit report to see if you have any bad credit records. If you have a bad credit record, it is basically impossible to apply for an unconditional credit card;

2. Analyze each bank’s requirements for unconditional credit card application;

(1) Bank of China holds other You can apply at the counter if you have held a credit card from another bank for more than 3 months;

(2) If you have held a credit card from another bank for more than 1 year, you can apply at the counter; If you have a credit card that is more than 6 months old, you can go to the counter to apply for it;

(4) Ping An Bank has held a credit card from another bank for more than 6 months, you can go to the counter to apply;

(5) Shanghai Pudong Development Bank has Credit cards from other banks that are more than 1 year old can be applied for at the counter.

3. Cardholders should bring their original personal identity cards and original credit cards to bank branches to apply for unconditional credit cards.

How to apply for a credit card unconditionally? How to apply for a credit card to help you solve the problem

We know that applying for a credit card not only requires providing a series of relevant information, but also needs to follow the bank’s instructions to provide information related to the credit card. Go through all the processes. This process often consumes a lot of real time and energy, causing card friends to complain endlessly. So how to apply for a credit card unconditionally? Today I’m here to give you some advice.

As far as the situation is concerned, if you don’t have any documents or materials, it is basically impossible to apply for a credit card.

So how can we gain the trust of the bank and let the bank issue a card for us while providing the minimum information? In fact, there is only one secret, and that is to provide the most powerful proof.

Apply for a credit card

If you already have a credit card from another bank, it will be much easier to get an unconditional credit card. If you can come up with a valuable credit card, it means that your solvency and various qualifications have been recognized by other banks. In this case, the bank will give priority to applying for a credit card for you unconditionally.

Providing social security, mortgage and other historical information

Providing loan materials is another way to solve the problem of how to apply for a credit card unconditionally. Since the threshold for applying for a loan such as a mortgage is actually much higher than applying for a credit card, if you can provide proof of mortgage or social security, the bank can see your previous repayment record and qualifications, and can also verify your Check your work status. In this way, it will be very easy to apply for the card

The above are two ways to summarize for you how to apply for a credit card unconditionally. When applying for an unconditional credit card, card friends should remember to apply through formal channels such as the credit card application channel. , don’t trust bad institutions on the market to prevent being scammed.

That’s it for the introduction to applying for a credit card unconditionally.