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Can I withdraw money from an ATM with a credit card?

Yes. Credit cards can be used to withdraw money from ATM machines, but there will be a handling fee. Each bank's credit card withdrawal fee standards are different. You can call the customer service hotline of the credit card center for consultation. Credit card cash withdrawal is one of the inherent functions of the credit card itself. Cardholders can use their credit cards to withdraw cash from banks. Credit card cash withdrawals mainly include overdraft cash withdrawals and excess cash withdrawals. Overdraft cash withdrawal, as the name suggests, is to withdraw cash using the overdraft limit. Interest is payable and is calculated from the date you withdraw the cash. An overdraw is an overpayment taken from a credit card. Overpayments generally occur when credit card holders overpay when repaying, and the extra money becomes an overpayment. The extra money you save doesn't cost money, but when you want to withdraw the extra money, you do. Taking out an overpayment does not require interest like an overdraft cash withdrawal. You just need to pay some processing fees.

1. Credit card (English: credit card), also known as credit card. It is a non-cash transaction payment method and simple credit service. Credit cards are generally special carrier plastic cards with consumer credit, 85.60 mm long, 53.98 mm wide, and 1 mm thick. Issued by banks to individuals and organizations for shopping, consumption, and depositing and withdrawing cash in banks. It is in the form of a single sheet, with the name of the card issuing bank, validity period, number and cardholder name printed on the front, and a magnetic strip and signature strip printed on the back. Credit cards are issued to cardholders by banks or credit card companies based on the user's credit and financial resources. Cardholders do not need to pay cash when using credit cards and will repay on the billing date (English: billing date). Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card issued by a bank that gives the cardholder a certain credit limit. The cardholder can consume within the credit limit and then repay; a quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of money according to regulations. For petty cash, when the balance in the petty cash account is insufficient for payment, an overdraft can be made within the specified credit limit. Credit card generally refers to just a credit card.

2. Usually, the bank will check the applicant's various information and financial situation based on the application information to decide whether to issue a credit card to the applicant. Factors that need to be considered include the applicant's past credit history, the applicant's known assets, professional characteristics, etc. The specific factors and processes of the issuer's audit are commercial secrets and are generally difficult for outsiders to understand. Each card issuer's standards are also different. Therefore, the same material may have different credit limits, different types of credit cards issued by different banks, and some banks may even approve it while others reject it.