1. Review the submitted materials: whether the copy of ID card, original work certificate, original salary income certificate and application form are complete, and remind them to supplement if there are any deficiencies;

2. Enter the credit information stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit information system;

3. Telephone verification: call the applicant himself and his unit to verify that his information and unit information are true and reliable;

4. Send a credit card if you pass the exam.

Online credit card processing process of China Merchants Bank:

1. After opening China Merchants Bank official website, select "Credit Card" in the title bar and "I want to apply for a card" in the upper left corner;

2. Select the eligible credit card type you want to apply for, click Apply, and then the agreement page will appear, and click OK.

3. Fill in your personal information, then install the control and click Finish to apply it.