1. Credit cards (debit cards) have different borrowers: business credit cards (debit cards) are real-name registration system registered cards specially for business travelers, and credit cards (debit cards) are more suitable for people than business credit cards (debit cards), basically suitable for everyone;

2. There are many ways to pay the annual fee: the annual fee for business credit card (debit card) is paid by the company, and the credit card (debit card) is paid by the cardholder personally; In some banks, the annual fee of credit card (debit card) can be reduced by the number of daily consumption, and the specific reduction methods vary from bank to bank.

3. Credit cards (debit cards) are divided into main cards and auxiliary cards, while business credit cards (credit cards) are not divided into main cards and auxiliary cards;

4. Business credit cards (debit cards) can be repaid by companies or individuals, and credit cards (debit cards) must be repaid by cardholders.