Yes

Although there is no mandatory requirement that magnetic stripe cards must be replaced with chip cards within a limited time, some cardholders intend to actively replace their magnetic stripe cards with chip cards for the sake of card safety. At present, most big banks generally charge fees ranging from 1 yuan to 2 yuan for this business, except for some banks that offer free card replacement or give preferential prices.

in addition, the most disturbing thing for cardholders is that if the original card number is not retained after card replacement, wouldn't it be very troublesome to migrate the services originally bound on some cards?

Take ICBC, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications as examples. At present, most banks have indicated that only some cards have "conditional" security numbers. In addition, other customers can only choose a new chip card. Some related businesses on the old card can be automatically migrated, while some businesses need to re-sign agreements and re-handle. "After replacing the new card, the online banking and mobile banking business will be automatically transferred to the new card the next day, and other related accounts and repayment agreements can also be automatically transferred. However, if it is a salary card, you need to explain the new card number to the unit finance and make changes." A bank customer service staff said.

Special reminder

Remember to "report" the card number again for related businesses

Why can some bank cards change their card security numbers while others can't? In this regard, there are also differences in the statements given by different bank staff. There are two general explanations. First, some cards are limited by the technical level, so it is impossible to change the same number between the magnetic stripe card and the chip card. Secondly, it involves the process and cost of card replacement.

"As for the business system, the brands of cards are different. Some cards have an open program for later modification when they are first made, but others cannot be realized without it." A staff member of the retail business department of Changchun Branch of a bank said. However, another bank staff gave a second statement. "Changing the card number involves making a separate card for each customer, which is completely different from the process of re-opening the card with" batch card making ". Comparatively speaking, the former is more expensive and the process is more complicated, and some have to wait for a month, especially for banks that do not have a local business card printing center, and it is desirable to provide cards in batches to customers. " The staff member said frankly.

in view of the problem that many customers can't keep the card number during the card replacement process, bankers remind that if your card is used to associate with mortgage and credit card accounts, it is best to inform the loan and credit card departments as soon as possible and "report" the new card number to avoid overdue records caused by the failure to transfer funds normally on the repayment date. In addition, if the original magnetic stripe card is tied with utilities, wages and other services, it is also necessary to "report" the card number with the relevant departments again.