CITIC Credit Card’s personalized unemployment installments can suspend repayments. You can find out by checking the terms of China CITIC Bank. After CITIC Credit Card personalized installment, cardholders who are unemployed or sick due to special reasons can apply to the bank to suspend repayment and apply for personalized installment, but they need to provide relevant supporting materials to prove that they are indeed unable to repay. The bank will review the supporting materials provided and decide whether to agree to suspend repayment. If the supporting documents provided do not meet the actual situation or the bank's requirements, the loan will be refused and the repayment suspended.