With the acceleration of economic globalization and the internationalization of science and technology, it is particularly important for financial English teaching to focus on cultivating talents with language communication skills and practical application skills. I have carefully collected financial English dialogue examples with translations for everyone to enjoy and learn!

Financial English dialogue examples with translation 1

A: Welcome to IBJ Consumer Credit. What can I assist you with?

Welcome to the Consumer Credit Department of IBJ Bank. How can I help you?

B: My family really needs a car, we live quite far out of the town centre, but unfortunately we cannot afford to pay out such a large sum of money in one go.

Our family really needs a car. We live quite far from the city, but unfortunately, we can't afford to spend such a large amount of money all at once.

A: That's a problem facing many young families nowadays, and we are sympathetic to the problem. That's why we have just started a new scheme; a Personal Automobile Consumer Loan.

Now Many young people’s families are facing this problem, and we empathize with it. To this end, we have just launched a new business, which is personal automobile consumer loans.

B: Great, I just hope I qualify! Could you tell me some more? Can I use the money to buy the car from anywhere?

Great, I really do Hope I'm qualified! Can you tell me more about the situation? Can I use the money to buy a car anywhere?

A: What we usually do is find a suitable car dealer for you, who offer the type of car that you need. If it's a family car that you want, we have a very reliable dealer already contracted to us.

What we usually do is find a suitable car dealer for you , who provides you with just the kind of car you need. If you need a family car, we have a very reliable dealer who has signed up with us.

B: Then I can go to this appointed dealer, see what they've got and then make a decision?

Then I can go to this appointed dealer, see what they've got and then make a decision?

See what kind of cars they have and then make a decision, right?

A: Yes. When you have decided exactly what you want and have a purchase price we can begin to process the loan. As long as you provide the proper documentation, of course.

Yes. Once you have decided on the car you really want to buy and are optimistic about the selling price, we can start the loan process. Of course, as long as you provide the appropriate documents.

B: What do you require?

What do you require?

A: A correctly filled in application form, ID card, proof of Residency, proof of income, the agreement from the agent and of course the 20 down payment.

A correctly filled application form, ID card, proof of residence, proof of income, agreement signed with the dealer, Of course, there is also a receipt for the 20 down payment.

B: That sounds fine. If you could give me the name and address of the dealer I'll go over there now and see what they've got.

That sounds fine. Not bad. If you could give me the name and address of that dealer, I'd go there right now and see what kind of cars they have.

Financial English Conversation Sample with Translation 2

A: Consumer Credit Department. How may I help you?

This is the Consumer Credit Department. How can I help you?

B: I need some info on car loans. Such as payment periods, interest rates, things like that, please.

I need to know something about Auto consumer loan information. Like repayment periods, interest rates, things like that, please.

A: Certainly. Do you currently bank with us?

Of course. Do you currently have an account with us?

B: Yes, I do. I have a Current Account, a credit card and a mortgage with you already.

Yes, I do. Account opened. I have opened a checking account with you, received a credit card, and applied for a mortgage.

A: That's excellent. Well, for our Personal Automobile Consumer Loan we offer some really competitive rates. The maximum repayment period for this type of loan is 5 years.

That's excellent. . Well, we have a particularly competitive interest rate on our personal auto consumer loans. The maximum repayment period for this type of loan is 5 years.

B: I plan to repay it within 2 years. And the interest?

I plan to repay the loan within two years. What is the interest rate?

A: Of course, the interest rates depend on what is announced at the time, but at the moment, the interest for a 2-year loan is 5.29

Of course, the interest rate depends on the published interest rate value at the time, but the current interest rate on the two-year loan is 5.29.

B: So the rate is variable? OK, that's fine. How about the frequency of repayment?

So the interest rate is variable? OK, that's fine. How is the frequency of repayment determined?

A: We usually set up a direct debit system taking installments directly from your bank account on a monthly basis. And since you are already a valued customer, there should be no trouble in processing you application for this loan.

We will usually debit your monthly installments directly from your bank account by direct debit. Now that you are already a valued customer, you should not have any trouble processing your loan application.

　B：That's nice and easy. Thanks for your time.

　　Okay, it's quite easy. Thank you for taking up your time.

Financial English Conversation Sample with Translation 3

A: Welcome to Smith Street Branch. Can I do anything to help?

Welcome to Smith Street Branch. How can I help you?

B: I'd like to ask some questions about Personal Loans.

I'd like to ask about personal loans.

A: Of course, I'll be happy to assist you. Any loan in particular? Of course, I'll be happy to assist you.

Are there any loan projects that you are particularly interested in?

B: Yes, the Personal Loan for Studying Abroad. I've just finished my Bachelor's here and I plan to go to Australia next summer. You know, to broaden my horizons and to experience something new.

Yes, personal study abroad loans. I just finished my bachelor's degree and plan to go to Australia next summer. You know, go broaden your horizons and experience new things.

A: OK, good for you. It certainly is a popular choice for young people nowadays. Well, this loan can cover up to 70 of your total fees, including tuition and miscellaneous, and the maximum sum is 500,000 RMB.

Okay, this is good for you. For today's young people, this is indeed a very common choice. Well, this loan can cover up to $70 of the total cost, including tuition and fees, with a maximum amount of $500,000.

B: Hmmm ... how about interest on that? I've been advised to ask about the interest and not get caught up in a loan with a high rate. And how long will I have to pay it back?

Hmm? What’s the interest rate? Others have always told me to ask clearly about the interest rate, so as not to be taken in by a loan with a high interest rate. Also, how long do I have to pay back the loan?

A: We wouldn't want to trap you into anything, the decision is yours. We are just here to give advice.

We don’t want to trick you into doing anything, you make your own decision. We are just making suggestions here.

B: Thanks. But what is your standard rate?

Thank you. So, what is your standard interest rate?

A: The rates and terms of interest differ. The rates are decided by the standard interest rate and the repayment terms can be anything from 6 months to 6 years. But the maximum is 8 years.

Interest rates and conditions for interest vary. The interest rate is determined by the standard interest rate, and the repayment period can range from 6 months to 6 years. However, the maximum period shall not exceed 8 years.

B: 8 years? That sounds good, but hopefully I'll have a wonderful job and be able to repay it after just 1 or 2 years. OK, I'll go and think about it. Thanks for your help.

8 years? Sounds good, so hopefully I can find a good job and be able to pay it off in a year or two. Hey, I'm going to think about it. Thanks for your help.